Get to know us
About Jeff Wilson & Associates Insurance Agency
The Jeff Wilson & Associates Insurance Agency was founded by Jeff and Janet Wilson who opened the agency doors in Marysville, OH in 1986. In 2017 Jeff transitioned the agency to Steven Watts whom Jeff met through the Donegal Insurance Advisory Board.
Our agency believes that each of our clients deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we’ll help you make smart decisions—protecting you from the unexpected and planning for the predictable.
What Makes Us Unique
Our agency was founded by Jeff and Janet Wilson who opened the agency in Marysville, OH in 1986.
In 2017, Jeff passed the agency legacy over to Steven Watts. Jeff met Steve while serving on the Donegal Insurance Advisory Board since 2012.
We are a multi-year Agency of Distinction with Donegal Insurance – one of our key agency partners.
We specialize in home, auto, umbrella, farm, contractors and church insurance.
Over the past 33 years we have experienced great growth throughout Union and the surrounding counties.
Marysville is home to one of Honda’s manufacturing plants and the home to Scotts Fertilizers world headquarters.
ATV / Utility Vehicles
Utility vehicles or ATVs designed for use on farms can increase liability. This is mainly because these vehicles are known to be associated with high-risk behaviors, such as operating the vehicle without the use of protective equipment.
If you routinely ride your ATV or utility vehicle, be sure to always use good judgment and wear proper protective equipment, such as a helmet. Additionally, avoid behaviors that are known to increase risk of injury, such as riding on roads that are intended for automobiles.
Products Liability Exposure
Say, for example, that the beef produced from the cows raised or kept on a farm causes illness in a consumer when it’s eaten.
To combat this risk, add an endorsement that modifies your insurance policy to protect you from these potential mistakes.
Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer's combine could ingest a rock causing equipment failure. These types of breakdowns have the ability to shut down farming operations longer than you want or expect, which could ultimately result in a delay during harvest.
Add intake coverage and/or an endorsement for business income and extra expense. This will pay for additional costs in excess of normal operating expenses, which may be incurred due to a covered cause of loss. This would allow the farm to continue operations while its property is being repaired or replaced.
Coverage for Peak Season
During harvest, a farmer often stores grain in grain bins, and this grain usually sells within a few months. Coverage is needed while the grain is onsite, but it could get expensive to fully maintain this coverage during the rest of the year when no grain is present on the farm.
Cover the grain under peak season. This option tailors your coverage to provide increased amounts of insurance during the months in which you have grain on your farm. This type of coverage can be applied to any harvested crop, not just grains.
Pollution is an increasing risk that can occur due to the improper storage or application of pesticides and fertilizers, runoff and above ground or underground storage tanks.
It is difficult to control pollution risks on your farm, but it is not impossible. You can protect yourself against this type of risk by obtaining environmental insurance that provides protection for both bodily injury and property damage caused by a farm pollution incident.
What happens when your farm faces a large liability loss that exceeds the basic limit of your standard policy?
A commercial umbrella insurance policy increases your liability limits by adding protection over and above your current farm policies - providing real financial value, as well as priceless peace of mind. Commercial umbrella insurance is available either by an endorsement to your farm policy or as separate coverage.
Care, Custody and Control
If you're caring for livestock owned by others on your farm and an unfortunate event occurs causing the death of some or all of this livestock, you may be held responsible.
To protect yourself and your farm from this type of risk, add care, custody and control to your insurance policy as an endorsement.
Custom Farming / Business Activity
Does your farm provide services for others? If so, you may be held responsible for the business activities related to these services.
To protect yourself from any type of incident relating to these business activities, add an endorsement for custom farming to your insurance policy.
There are many uncontrollable factors that affect the growth of field crops, such as weather. Are you prepared for what might happen if your crops are devastated by an uncontrollable incident?
You can protect your livelihood and investment from this type of unavoidable risk with the addition of multi-peril crop insurance.
If you have a barn or farm structure, a loss to these structures can be catastrophic, potentially putting the farm out of business.
Be sure you have adequate property coverage to protect your farm from potential catastrophic loss.
If your tractor, combine, harvester or other farming equipment has cab glass, that glass could break. It can be an expensive repair and cause your equipment to be unavailable for an extended amount of time.
Be sure you have coverage to help pay for repairs or other service work for broken glass.
“Steve has been great to work with and was able to offer very competitive quotes for all of my insurance needs (homeowners, auto, investment property and personal umbrella policy). He has an excellent response time and has offered tons of support in answering all of my questions. I highly recommend stopping by and discussing your insurance needs with him.”Tyler Farrar
“What a wonderful insurance company. Jeff Wilson & Associates saved us almost $100.00 a month offering us the same benefits as other insurance companies. They are wonderful to work with. I would highly recommend them.”Caitlyn Walker
“Great and friendly staff. Been with JWA for about 2 years and they are always extremely helpful. Highly recommend.”Hannah Petko-Bunney